Mortgage Interest Rates 2025 Uk. Overview of the best mortgages in 2025 available in the uk. Uk interest rates were cut on 1 august 2025 for the first time since 2020, bringing relief to many households and businesses struggling with higher mortgage costs and debt repayments.

So, how has the landscape in the uk property market altered over the last 90 days? Read through our expert advice and find the best mortgage rates today.